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HVAC Financing Options

Whether you are experiencing a heating/cooling problem, exploring indoor air quality products, or replacing your old, inefficient HVAC system with a new system, Logan Services has a variety of financing options to suit your home, your comfort requirements, and your budget.

During our consultation, we will discuss different types of financing options available with approved credit. This will allow you to buy now and pay over time.

Whether you plan ahead for replacement or are installing new HVAC as a result of an untimely breakdown, Logan Services is proud to be the team you rely on!

+The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2024 and is subject to change. For current information, call us at 1-800-431-5921.

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Request help from our team. Questions? Call us at 800-564-2611.

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Financing Your New HVAC System

When you choose Logan Services as your heating and air conditioning provider, our team will help you eliminate the hassle of finding the funds to invest in a new heating and cooling system. Some customers pay cash/check for a new heating and cooling system, but many more take advantage of our financing options in order to make quality heating and cooling a reality at home.

financing ac replacement

We’re proud to offer a variety of HVAC financing options for every home and budget. Our financing options provide competitive rates so you can have comfort now, not later.  

See a full list of all of our financing providers below, along with handy “best for” ratings to help guide you in choosing the best provider for your personal financial situation.

Have Financing Questions? Start a Conversation with Our Team Today!

WELLS FARGO

OFFERS MONTHLY PAYMENTS OVER TIME

Wells Fargo HVAC financing

UPGRADE

OFFERS LOW MONTHLY PAYMENTS

Upgrade logoUpgrade home improvement loans are designed with ease, speed, and simplicity in mind so you can make your HVAC purchase a reality.

  • Check your rate in minutes
  • Multiple loan and rate options
  • Fast funding
  • Affordable monthly payments
  • No pre-payment fees 

GOODLEAP

OFFERS FAST CREDIT DECISIONS

Goodleap

GoodLeap makes approval easy! They offer flexible payment options for sustainable home upgrades so you can apply in minutes and get approval in seconds.

Get started today or contact our team for more details.

BENEFITS:

Financing available, courtesy of GoodLeap, LLC. [CI. 55005.000] Loan terms are contingent on borrower approval.

WRIGHT PATT CREDIT UNION

OFFERS LOCAL, PERSONAL SERVICE

Wright-Patt Credit Union

Enjoy easy, quick and convenient financing options from Wright-Patt Credit Union, making it easier to buy the things you want. 

  • Quick, easy application process 
  • Competitive rates and flexible terms 
  • Local loan decisions
  • Outstanding service and support

SYNCHRONY

OFFERS BUDGET-FRIENDLY FINANCING

Synchrony

Synchrony can help you with unexpected home comfort crisis with budget-friendly financing solutions. Synchrony HVAC home service financing offers convenient monthly payments, exclusive promotional financing offers, and simple, hassle-free application process with fast credit decisions.

Want to Learn More About Our Financing Options?

Financing Your HVAC Project

At Logan Services, we offer a wide variety of services including heating and cooling replacement, repair, maintenance plans, and indoor air quality. Whether you are maintaining a recently installed HVAC system, adding an indoor air quality product to your home or dealing with an untimely breakdown, we can help make your heating and cooling service appointment today.

SOFT PULL/NO INQUIRY/LOW CREDIT PAYMENT OPTIONS

We have more financing programs available with approved credit from financing providers GoodLeap and Upgrade for your consideration if you should require different options or terms. Our Comfort Consultants can explain the different companies and options. We want to help anyone looking for high quality heating and air conditioning in Columbus, Dayton and Cincinnati. For our latest financing promotions, check out our Coupons page!

*Subject to credit approval. Minimum monthly payments required.

HVAC FINANCING FAQ

How high does my credit score need to be?

On average, GoodLeap and Upgrade require a minimum credit score of 600+ for HVAC financing approval. However, every customer’s situation is different, so please contact us if you have any questions.

I have concerns about my credit score and need financing. Are you able to help?

We do have a “second look” option for lower credit customers who were previously denied approval. 

Getting a co-borrower with better credit can be an option if you are unable to obtain financing on your own due to a low credit score.

Don’t be discouraged by less than perfect credit or previous disapprovals. Please contact us for help in exploring all of your HVAC financing options.

Do you offer financing pre-approval?

We offer two options for financing pre-approval, allowing you to determine your loan eligibility without affecting your credit score.

Upgrade offers financing without pulling your credit history at all, making it a convenient option for borrowers seeking financing without dinging their credit.

GoodLeap performs what’s called a “soft pull” during the pre-approval process, meaning it won’t affect your credit score until you use the financing. This lets you know what you qualify for without impacting your score.

Do you offer discounts for veterans, seniors, or active duty military?

At Logan Services, we love our veterans, seniors, and active duty military. We show our appreciation by offering a $200 discount.

What sort of specials and promotions are you running?

We offer a number of promos and coupons for different heating and air conditioning services. including seasonal promotions and year round special offers. 

Please see our coupons page or the offers below and start saving today!

Do you offer utility, tax, or manufacturer rebates?

Here at Logan Services, we make the process of finding and applying for all applicable utility, tax, and manufacturer rebates easy by doing the work for you!

Let us handle the paperwork so you can get the very best price possible on your new HVAC system installation or replacement without the hassle or headache.

Please note: While we provide”white glove” rebate application assistance wherever possible, there are some municipalities that require the homeowner to do the application themselves. Please contact us for more information on your particular area or if you have any questions.

Do you offer discounts or incentives for paying cash?

Here at Logan Services, we offer a number of different discounts. Please call us to get the best price available.

Do We Service Your Area?

Replacement Savings

FALL INVENTORY SALE: Replace your heating and cooling equipment and save up to $2,500 on a qualifying Trane system*! Learn about system combinations that can best benefit your home comfort and book a free estimate today!
When you purchase a qualifying home heating and cooling system, you may take advantage of 0% APR financing for 72 Months+!
DID YOU KNOW: Qualifying HVAC system upgrades in 2024 can earn you tax credit opportunities of up to $2,600! Don’t let these rebates go to waste this year! Make the upgrade and take advantage of these limited-time incentives!
Take advantage of the Comfort For Heroes promotion with Logan Services and Mitsubishi Electric for instant rebates of up to $500 with the purchase and installation of a qualifying system.

REPLACEMENT DISCLAIMER: *See your participating independent Trane Dealer for complete program eligibility, dates, details and restrictions. Instant rebate up to $650. All sales must be to homeowners in the United States. Void where prohibited. Valid on Qualifying Equipment only. Offer valid 09/15/2024 – 11/15/2024. Savings up to $2,500 not valid with any other offer. Not valid on previous sales. Valid while supplies last. Promotion must be presented at the time of purchase. Subject to change at any time. Next-day installation is offered on a first-come, first-served basis. See logan-inc.com for details.

FINANCING DISCLAIMER: +The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2024 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 11/15/2024.

TAX CREDIT DISCLAIMER: *See your tax preparer or accountant for complete tax credit information and qualifications. Visit www.cee1.org for information.

We Proudly Serve the Greater Dayton, Cincinnati, and Columbus Areas

Click on the city links to learn more about the local team and find your community on our extensive list of service areas. Have a question? Call any of our locations directly or submit an online inquiry using any of the contact forms on our website. Our team is happy to help!

View the communities we service and special offers just for our Miami Valley customers.
View the communities we service and special offers just for our Central Ohio customers.
View the communities we service and special offers just for our Cincinnati area customers.

GET FINANCING HELP

Have questions about financing? Fill out the form below and one of our Financing Specialists will contact you shortly.

Contact Information
Select the nearest city:
Dayton, OH HVAC & plumbing company
Dayton

Call Us: (937) 224-3200
Text Us: (937) 421-1486

Logan Services Columbus office
Columbus

Call Us: (614) 224-3200
Text Us: (614) 541-3160

Logan Services Cincinnati office
Cincinnati + NKY

Call Us: (513) 471-3200
Text Us: (513) 813-0802

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