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HVAC & Plumbing Financing Options

Whether you are experiencing a heating, cooling, or plumbing issue, Logan Services has financing options to fit your home, comfort needs, and budget. From new HVAC systems to plumbing upgrades, we help you buy now and pay over time with approved credit.

During your in-home consultation, our Comfort Consultants will explain available financing programs and help you select the option that works best for your project.

FINANCING DISCLAIMER: †The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2026 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 8/31/2026. 

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Request help from our team. Questions? Call us at 800-564-2611.

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Financing Your New HVAC System

When you choose Logan Services as your heating and air conditioning provider, our team will help you eliminate the hassle of finding the funds to invest in a new heating and cooling system. Some customers pay in full for a new heating and cooling system, but many more take advantage of our financing options in order to make quality heating and cooling a reality at home.

We’re proud to offer a variety of HVAC financing options for every home and budget. Our financing options provide competitive rates so you can have comfort now, not later. 

Logan Services employee conducting free HVAC replacement estimate.

Financing Your New Plumbing Project

Logan Services offers plumbing financing options for homeowners in Dayton, Columbus, and Cincinnati. We know that major plumbing problems are not always expected or planned for. When a sudden breakdown creates uncertainty, financing can help you move forward with greater confidence and peace of mind.

  • Water heater installation or replacement
  • Sewer line repair or replacement
  • Re-piping projects (partial or whole-home pipe replacements)
  • Water filter installation or replacement
  • Water softener installation or replacement

 

Whether you are planning a home upgrade or facing an urgent repair, plumbing financing can help you complete the work without paying the full cost upfront.

Review our financing providers below, along with helpful “best for” ratings, to find an option that fits your project and financial needs.

Have Financing Questions? 

Wells Fargo

OFFERS MONTHLY PAYMENTS OVER TIME

Wells Fargo HVAC financing

Goodleap

OFFERS FAST CREDIT DECISIONS

Goodleap

GoodLeap makes approval easy! They offer flexible payment options for sustainable home upgrades so you can apply in minutes and get approval in seconds.

Get started today or contact our team for more details.

BENEFITS:

12 Months No Payments, No Interest HVAC Financing

Short-term, no interest, no payment financing from GoodLeap now available.

Financing available, courtesy of GoodLeap, LLC. [CI. 55005.000] Loan terms are contingent on borrower approval.

Aqua

OFFERS 3 MONTHS DEFERRED PAYMENTS

Aqua HVAC Financing

Aqua’s 3-month deferred HVAC financing lets homeowners install new systems now and delay their first payment for 90 days, giving immediate comfort and time to budget before financing kicks in.

Synchrony

OFFERS BUDGET-FRIENDLY FINANCING

Synchrony HVAC financing

Synchrony can help you with unexpected home comfort crisis with budget-friendly financing solutions. Synchrony HVAC home service financing offers convenient monthly payments, exclusive promotional financing offers, and simple, hassle-free application process with fast credit decisions.

Bad Credit?

Don't let a bad credit score stop you from home comfort! We have options available for you.

Flexible Financing Options

We have more financing programs available with approved credit from financing provider GoodLeap for your consideration if you should require different options or terms. Our Comfort Consultants can explain the different companies and options. We want to help anyone looking for high quality heating and air conditioning in Columbus, Dayton and Cincinnati. For our latest financing promotions, check out our Coupons page!

*Subject to credit approval. Minimum monthly payments required.

HVAC & Plumbing Financing FAQ

How high does my credit score need to be?

On average, GoodLeap requires a minimum credit score of 600+ for HVAC financing approval. However, every financing provider and every customer’s situation is different, so please contact us if you have any questions.

I have concerns about my credit score and need financing. Are you able to help?

We do have a “second look” option for lower credit customers who were previously denied approval. 

Getting a co-borrower with better credit can be an option if you are unable to obtain financing on your own due to a low credit score.

Don’t be discouraged by less than perfect credit or previous disapprovals. Please contact us for help in exploring all of your HVAC financing options.

Do you offer financing pre-approval?

We do offer an option for financing pre-approval, allowing you to determine your loan eligibility without affecting your credit score.

GoodLeap performs what’s called a “soft pull” during the pre-approval process, meaning it won’t affect your credit score until you use the financing. This lets you know what you qualify for without impacting your score.

What sort of specials and promotions are you running?

We offer a number of promos and coupons for different heating and air conditioning services. including seasonal promotions and year round special offers. 

Please see our coupons page or the offers below and start saving today!

Do you offer utility, tax, or manufacturer rebates?

Here at Logan Services, we make the process of finding and applying for all applicable utility, tax, and manufacturer rebates easy by doing the work for you!

Let us handle the paperwork so you can get the very best price possible on your new HVAC system installation or replacement without the hassle or headache.

Please note: While we provide”white glove” rebate application assistance wherever possible, there are some municipalities that require the homeowner to do the application themselves. Please contact us for more information on your particular area or if you have any questions.

Do you offer discounts for veterans, seniors, or active duty military?

At Logan Services, we love our veterans, seniors, and active duty military. We show our appreciation by offering a $200 discount.

Do you offer discounts or incentives for paying in full at the time of installation?

Here at Logan Services, we offer a number of different discounts. Please call us to get the best price available.

Do We Service Your Area?

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Replacement Savings

Time for a new cooling and heating system? Replace your HVAC equipment this month and enjoy 0% financing for 60 months with options available, subject to credit approval+!
Save up to 50% on a Trane air conditioner with the purchase of a qualifying furnace, plus 0% APR financing for up to 60 months†. Free, same-day estimates and next-day installation with Logan Services.
Dealing with leaking or old pipes? Get $50 off any pipe repair or replacement now!
Schedule a $99 drain opening and get a free camera inspection to help locate sewer or drain line problems, identify blockages, and restore proper flow.
REPLACEMENT DISCLAIMER (up to 50% OFF an AC): Offer valid 8/1/2026 to 8/31/2026. Not valid with any other offer. Not valid on previous sales. Valid while supplies last. Promotion must be presented at the time of purchase. Subject to change at any time. Savings up to 50% off a qualifying air conditioner offer is based on Trane 14 Single-Stage Air Conditioner, two-ton air conditioner only. Labor and all other miscellaneous parts and accessories do not apply. Next-day installation is offered on a first-come, first-served basis. See logan-inc.com for details. 
 
10-YEAR PARTS AND LABOR WARRANTY: 10-year parts and labor warranty is valid only with the Comfort Commitment agreement. See https://www.logan-inc.com/comfort-commitment/ for details. 
 
NEXT-DAY INSTALLATION: Next-day installation is offered on a first-come, first-served basis. See www.logan-inc.com for details. 
 
FINANCING DISCLAIMER: † The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2026 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 8/31/2026. 
 
SERVICE DISCLAIMER: *Not valid with any other offer or on previous sales. Offers not valid for oil furnaces, attic furnaces, or boilers. One coupon per system. Offers valid 8/1/2026 through 8/31/2026. Appointments are subject to rescheduling due to emergency service calls. Call Logan Services for details. Call and/or texting rates may apply
 
PLUMBING DISCLAIMER: *Offers valid 8/1/2026 to 8/31/2026. Not valid with any other offer. Not valid on previous sales. Promotion must be presented at the time of purchase. Subject to change at any time. Same-day estimates and next-day installation offered on a first-come, first-served basis. See www.logan-inc.com for details. 
 

12 MONTHS NO INTEREST, NO PAYMENTS DISCLAIMER: No payments during the 12-month introductory period.  If paid in full during the introductory period, then no interest is charged.  If not paid in full during the introductory period, interest accrues during the introductory period and re-amortizes into the balance, which will convert to a standard installment loan for the remainder of the term.   

Award-Winning Services in the Greater Dayton, Cincinnati, & Columbus Areas

Whether you need HVAC services, plumbing solutions, air quality control, or sewer and drain cleaning in Cincinnati, Columbus, and Dayton, award-winning plumbing and HVAC company is ready to help.

Have a question? Contact your nearest Logan Services location or submit an online service request 24/7 for fast, friendly assistance.

Select the nearest city:
Dayton, OH HVAC & plumbing company
Dayton

Call Us: (937) 224-3200
Text Us: (937) 421-1486

Logan Services Columbus office
Columbus

Call Us: (614) 224-3200
Text Us: (614) 541-3160

Logan Services Cincinnati office
Cincinnati + NKY

Call Us: (513) 471-3200
Text Us: (513) 813-0802

GET FINANCING HELP

Have questions about financing? Fill out the form below and one of our Customer Service Representatives will contact you shortly.