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HVAC & Plumbing Financing Options

Whether you are experiencing a heating, cooling, or plumbing issue, Logan Services has financing options to fit your home, comfort needs, and budget. From new HVAC systems to plumbing upgrades, we help you buy now and pay over time with approved credit.

During your in-home consultation, our Comfort Consultants will explain available financing programs and help you select the option that works best for your project.

MONTHLY PAYMENT DISCLAIMER:

$99/month for 120 months (Total to repay $11,880)

1. Monthly payment is based on purchase price alone excluding taxes (and delivery charges). Credit purchases subject to credit approval. Other transactions may affect the monthly payment. Offer expires 10/31/2025. Ask for details.

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Request help from our team. Questions? Call us at 800-564-2611.

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Financing Your New HVAC System

When you choose Logan Services as your heating and air conditioning provider, our team will help you eliminate the hassle of finding the funds to invest in a new heating and cooling system. Some customers pay cash/check for a new heating and cooling system, but many more take advantage of our financing options in order to make quality heating and cooling a reality at home.

We’re proud to offer a variety of HVAC financing options for every home and budget. Our financing options provide competitive rates so you can have comfort now, not later.  

financing ac replacement

Financing Your New Plumbing Project

Logan Services now offers financing for plumbing services in Dayton, Columbus, and Cincinnati. Homeowners can spread the cost of essential plumbing upgrades over convenient monthly payments, including:

  • Water heater installation or replacement
  • Re-piping projects (partial or whole-home pipe replacements)
  • Water filter installation or replacement
  • Water softener installation or replacement


Whether you’re planning ahead or dealing with an unexpected breakdown, financing allows you to start your project right away without straining your budget.

See a full list of all of our financing providers below, along with handy “best for” ratings to help guide you in choosing the best provider for your personal financial situation.

Have Financing Questions? 

Wells Fargo

OFFERS MONTHLY PAYMENTS OVER TIME

Wells Fargo HVAC financing

Goodleap

OFFERS FAST CREDIT DECISIONS

Goodleap

GoodLeap makes approval easy! They offer flexible payment options for sustainable home upgrades so you can apply in minutes and get approval in seconds.

Get started today or contact our team for more details.

BENEFITS:

Financing available, courtesy of GoodLeap, LLC. [CI. 55005.000] Loan terms are contingent on borrower approval.

Aqua

OFFERS 3 MONTHS DEFERRED PAYMENTS

Aqua HVAC Financing

Aqua’s 3-month deferred HVAC financing lets homeowners install new systems now and delay their first payment for 90 days, giving immediate comfort and time to budget before financing kicks in.

Synchrony

OFFERS BUDGET-FRIENDLY FINANCING

Synchrony HVAC financing

Synchrony can help you with unexpected home comfort crisis with budget-friendly financing solutions. Synchrony HVAC home service financing offers convenient monthly payments, exclusive promotional financing offers, and simple, hassle-free application process with fast credit decisions.

Bad Credit?

Don't let a bad credit score stop you from home comfort! We have options available for you.

Flexible Financing Options

We have more financing programs available with approved credit from financing provider GoodLeap for your consideration if you should require different options or terms. Our Comfort Consultants can explain the different companies and options. We want to help anyone looking for high quality heating and air conditioning in Columbus, Dayton and Cincinnati. For our latest financing promotions, check out our Coupons page!

*Subject to credit approval. Minimum monthly payments required.

HVAC & Plumbing Financing FAQ

How high does my credit score need to be?

On average, GoodLeap requires a minimum credit score of 600+ for HVAC financing approval. However, every financing provider and every customer’s situation is different, so please contact us if you have any questions.

I have concerns about my credit score and need financing. Are you able to help?

We do have a “second look” option for lower credit customers who were previously denied approval. 

Getting a co-borrower with better credit can be an option if you are unable to obtain financing on your own due to a low credit score.

Don’t be discouraged by less than perfect credit or previous disapprovals. Please contact us for help in exploring all of your HVAC financing options.

Do you offer financing pre-approval?

We do offer an option for financing pre-approval, allowing you to determine your loan eligibility without affecting your credit score.

GoodLeap performs what’s called a “soft pull” during the pre-approval process, meaning it won’t affect your credit score until you use the financing. This lets you know what you qualify for without impacting your score.

What sort of specials and promotions are you running?

We offer a number of promos and coupons for different heating and air conditioning services. including seasonal promotions and year round special offers. 

Please see our coupons page or the offers below and start saving today!

Do you offer utility, tax, or manufacturer rebates?

Here at Logan Services, we make the process of finding and applying for all applicable utility, tax, and manufacturer rebates easy by doing the work for you!

Let us handle the paperwork so you can get the very best price possible on your new HVAC system installation or replacement without the hassle or headache.

Please note: While we provide”white glove” rebate application assistance wherever possible, there are some municipalities that require the homeowner to do the application themselves. Please contact us for more information on your particular area or if you have any questions.

Do you offer discounts for veterans, seniors, or active duty military?

At Logan Services, we love our veterans, seniors, and active duty military. We show our appreciation by offering a $200 discount.

Do you offer discounts or incentives for paying cash?

Here at Logan Services, we offer a number of different discounts. Please call us to get the best price available.

Do We Service Your Area?

Replacement Savings

NEW OFFER: Save up to $2000 on a new Trane air conditioner and furnace combo and pick 2 free items including an indoor temperature sensor, blue tube UV light, surge protector, and HEPA filter!
Time for a new cooling and heating system? Replace your HVAC equipment this month and enjoy 0% financing for 72 months with options available, subject to credit approval*!
DID YOU KNOW: Qualifying HVAC system upgrades in 2025 can earn you tax credit opportunities of up to $3,200! Don’t let these rebates go to waste this year! Make the upgrade and take advantage of these limited-time incentives!
NEW OFFER: Get Financing for a New Trane A/C and Furnace combo system for Only $99 per month! Don’t wait! Schedule your appointment today!
Stop patching problems and start enjoying reliable comfort with Logan Services! For a limited time, when you replace your old heating and cooling system with a new one from Logan Services, we’ll give you up to $3,000 back if you’ve had repair work done in the past year—no matter who did the work.

PROMOTIONAL DISCLAIMER: *Offer valid 10/01/2025 to 10/31/2025. Not valid with any other offer. Not valid on previous sales. Promotion must be presented at the time of purchase. Valid on qualifying equipment only.  Subject to change at any time. See dealer for details. *Next-day installation is offered on a first-come, first-served basis. Not valid on previous sales. See dealer for details. See your participating independent Trane Comfort Specialist Dealer for complete program eligibility, dates, details and restrictions. Instant rebate up to $650. All sales must be to homeowners in the United States. Void where prohibited. Valid on Qualifying Equipment only. Offer valid 09/01/2025 – 09/30/2025.  

FINANCING DISCLAIMER: †Special financing offers valid on qualifying equipment only. The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 1/1/2025 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 10/31/2025. 

REPAIR PAYBACK DISCLAIMER:
Offer valid 9/10/2025 to 11/22/2025. *Same-day estimates and next-day installation offered on a first-come, first-served basis. Repairs from the past 365 days are valid with the repair invoice presented at the time of sale. Discount/repayment applied to a complete, qualifying system purchase only. Not valid with any other offer.  Not valid on previous sales. Promotion must be presented at the time of purchase. Subject to change at any time. See dealer for details.

TAX CREDIT DISCLAIMER: *See your tax preparer or accountant for complete tax credit information and qualification. Visit www.cee1.org  for information. 

SERVICE DISCLAIMER: *Offers valid 09/01/2025 to 09/30/2025. Not valid with any other offer. Not valid on previous sales. Promotion must be presented at the time of purchase. Subject to change at any time. Same-day estimates and next-day installation are offered on a first-come, first-served basis. See logan-inc.com for details.

PLUMBING DISCLAIMER: 

*Water heater savings offer is valid from 10/1/2025 through 10/31/2025. Not valid with any other offer. Not valid on previous sales. Promotion must be presented at the time of purchase. Subject to change at any time. Same-day estimates and next-day installation are offered on a first-come, first-served basis. See logan-inc.com for details.

We Proudly Serve the Greater Dayton, Cincinnati, and Columbus Areas

Click on the city links to learn more about the local team and find your community on our extensive list of service areas. Have a question? Call any of our locations directly or submit an online inquiry using any of the contact forms on our website. Our team is happy to help!

GET FINANCING HELP

Have questions about financing? Fill out the form below and one of our Customer Service Representatives will contact you shortly.

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Dayton, OH HVAC & plumbing company
Dayton

Call Us: (937) 224-3200
Text Us: (937) 421-1486

Logan Services Columbus office
Columbus

Call Us: (614) 224-3200
Text Us: (614) 541-3160

Logan Services Cincinnati office
Cincinnati + NKY

Call Us: (513) 471-3200
Text Us: (513) 813-0802

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